ITR File Karne Ke Baad Kya Kare? 5 Zaroori Kaam + 2026 Ke Naye Niyam

Ramesh ji ne July mein apna ITR file kiya, screen par “Return successfully submitted” dekha aur laptop band kar diya. Unhe laga kaam khatam. Teen mahine baad email aaya ki unka return abhi tak verify hi nahi hua hai. Refund atka hua tha, aur ab verification karne par unka return late maana jata, yaani late fee ka jhanjhat alag.

Ye kahani bahut logon ki hai. ITR submit karna poore process ka sirf pehla hissa hai. Uske baad kuch kaam aise hain jo agar chhoot gaye to refund ruk sakta hai, notice aa sakta hai, ya return hi invalid ho sakta hai. Is guide mein hum ek-ek karke woh saare kaam samjhenge jo ITR file karne ke baad har taxpayer ko karne chahiye, aur saath mein 2026 ke naye niyam bhi, jo kaafi logon ko abhi pata nahi hain.

Note: Ye article FY 2025-26 (AY 2026-27) ke return ke hisaab se likha gaya hai, jo 2026 mein file hue hain. Ye return abhi bhi purane Income-tax Act, 1961 ke tahat hi bhare aur process kiye ja rahe hain. Naya Income-tax Act, 2025 agle saal (FY 2026-27) ki income se laagu hoga, isliye tab section numbers badal jayenge.

ITR File Karne Ke Baad Kya Hota Hai? Poora Process Samjhiye

Jab aap income tax portal par return submit karte hain, to department ki taraf se ye kaam is kram mein hote hain:

1. Return submit hota hai – aapko ek acknowledgement number milta hai.
2. Verification – aapko 30 din ke andar return verify karna hota hai (Aadhaar OTP, net banking wagaira se).
3. Processing – CPC (Centralized Processing Centre), Bengaluru aapke return ko check karta hai aur Form 26AS/AIS ke data se milata hai.
4. Intimation – processing ke baad Section 143(1) ke tahat intimation aata hai, jisme likha hota hai ki aapka tax sahi hai, refund banta hai, ya kuch aur tax dena hai.
5. Refund – agar refund banta hai to woh aapke pre-validated bank account mein aata hai.

Inme se verification ka step aapke haath mein hai, aur sabse zyada galti yahin hoti hai. Isliye shuruaat wahin se karte hain.

Step 1: 30 Din Ke Andar ITR e-Verify Karein (Sabse Zaroori)

Return upload karne ke baad use 30 din ke andar verify karna zaroori hai. Bahut se articles mein likha milta hai ki 30 din ke baad return seedha invalid ho jata hai, lekin asli niyam thoda alag hai, aur ise samajhna zaroori hai:

• 30 din ke andar verify kiya: Aapka return usi din file maana jayega jis din aapne upload kiya tha. Koi dikkat nahi.
• 30 din ke baad verify kiya: Income Tax Department ke niyam ke mutabik, jis din aap verify karenge, wahi din aapke return ki filing date maani jayegi. Agar ye date due date ke baad padti hai, to aapka return late (belated) maana jayega aur late filing ke saare niyam lagenge, jaise Section 234F ki late fee.
• Kabhi verify hi nahi kiya: Tab return invalid maana jata hai, yaani kanoon ki nazar mein aapne return bhara hi nahi. Agar deri kisi sahi wajah se hui ho, to portal par condonation (deri maafi) ki request daali ja sakti hai.

Late fee ka hisaab yaad rakhiye: agar kul income ₹5 lakh se zyada hai to ₹5,000, aur ₹5 lakh tak hai to ₹1,000. Jiski income taxable limit se kam hai, us par ye fee nahi lagti.

e-Verify karne ke tarike

• Aadhaar OTP – sabse aasaan. Aapka mobile number Aadhaar se linked hona chahiye.
• Net Banking – apne bank ki net banking mein login karke income tax portal par jaa sakte hain aur wahin se verify kar sakte hain.
• Pre-validated bank account se EVC – agar portal par aapka bank account pre-validated hai, to EVC (Electronic Verification Code) mobile par aa jata hai.
• Demat account se EVC – pre-validated demat account ke through bhi EVC mil sakta hai.
• Bank ATM se EVC – kuch hi banks ye suvidha dete hain.
• Digital Signature (DSC) – zyada tar professionals aur business wale use karte hain.
• ITR-V courier/post se – agar online koi tarika kaam na kare, to signed ITR-V ko is pate par bhejein: Centralized Processing Centre, Income Tax Department, Bengaluru – 560500, Karnataka. Dhyan rahe, 30 din ki ginti ITR-V ke CPC pahunchne ki date se hoti hai, bhejne ki date se nahi.

Aadhaar OTP se e-verify kaise karein

1. incometax.gov.in par apne PAN se login karein.
2. “e-File” menu mein jaakar “Income Tax Returns” → “e-Verify ITR” chunein.
3. Jis return ko verify karna hai use select karein.
4. “Using OTP on mobile number registered with Aadhaar” option chunein.
5. Mobile par aaya OTP daalein aur submit karein.

Screen par success message aayega aur registered email par confirmation bhi aa jayega. Ek baat dhyan rakhein: verify karne ke baad usi return mein kuch badla nahi ja sakta. Galti mile to revised return bharna padega (iske baare mein aage bataya hai).

Step 2: ITR-V (Acknowledgement) Download Karke Sambhal Kar Rakhein

ITR-V aapke return ka official saboot hai. Home loan, car loan, credit card, visa application ya kisi sarkari tender mein aksar pichhle 2–3 saal ke ITR acknowledgement maange jaate hain. Isliye ise download karke surakshit rakhna samajhdari hai.

ITR-V kaise download karein

1. incometax.gov.in par login karein.
2. “e-File” → “Income Tax Returns” → “View Filed Returns” par jaayein.
3. Sahi Assessment Year (AY 2026-27) wala return dhundhein.
4. “Download Receipt” ya “Download Form” par click karein. PDF download ho jayegi.

PDF ka password: aapka PAN small letters mein, uske baad date of birth DDMMYYYY format mein. Jaise PAN ABCDE1234F aur janmdin 1 January 1990 hai, to password hoga abcde1234f01011990.

Is PDF ki ek copy email mein, ek Google Drive jaisi cloud storage mein aur ek computer mein rakh lein. Printout ki zaroorat tabhi hai jab aap ITR-V post se bhej rahe hon.

Step 3: Form 26AS aur AIS Se Apna Data Milaiye

Aaj ke samay mein Income Tax Department ke paas aapki kamai ki kaafi jaankari pehle se hoti hai: salary par kata TDS, bank ka byaaj, dividend, mutual fund ki bikri, property ki kharid-bikri, bade cash deposit wagaira. Ye sab do documents mein dikhta hai:

• Form 26AS – ise aapki “tax passbook” samjhiye. Isme TDS, TCS, advance tax aur self-assessment tax ka record hota hai.
• AIS (Annual Information Statement) – 26AS se kaafi zyada detailed. Isme savings account ka byaaj, FD interest, dividend, share aur mutual fund ke transactions, foreign remittance jaisi cheezein bhi hoti hain. Iske saath ek chhota summary TIS (Taxpayer Information Summary) bhi milta hai.

Processing ke waqt CPC aapke return ko isi data se milata hai. Agar aapne ITR mein FD ka byaaj ₹40,000 dikhaya aur AIS mein ₹65,000 hai, to mismatch ki wajah se adjustment ya notice aa sakta hai.

Kya-kya check karein

• Employer ka kata hua TDS 26AS mein poora dikh raha hai ya nahi (Form 16 se milayein).
• Bank ka byaaj aur dividend jo aapne ITR mein dikhaya, woh AIS se match karta hai ya nahi.
• AIS mein koi aisa transaction to nahi jo aapka hai hi nahi (kabhi-kabhi galat PAN ki wajah se kisi aur ki entry aa jaati hai).

AIS kaise dekhein aur galat entry par feedback kaise dein

1. Portal par login karke “AIS” menu (ya “e-File” → “Income Tax Returns” → “View AIS”) par jaayein.
2. Financial year chunein aur AIS/TIS kholein ya download karein.
3. Kisi entry ke saamne “Optional” / “Feedback” par click karke “Information is not correct”, “Information is duplicate” jaisa sahi option chunein.

Agar mismatch aapki taraf se hai, yaani aap ITR mein koi income dikhana bhool gaye, to aage bataya gaya revised return ka raasta apnayein.

Step 4: Refund Status Track Karein

Agar aapka TDS ya advance tax aapki asli tax liability se zyada kata hai, to farq ki rakam refund ke roop mein wapas milti hai. Refund tabhi process hota hai jab return verify ho chuka ho.

Refund kitne din mein aata hai?

Iska koi fixed samay nahi hai. Simple return (jaise sirf salary aur byaaj wale ITR-1) aksar verification ke kuch hafton mein process ho jaate hain. Jin returns mein mismatch ho ya jo detailed check ke liye chune gaye hon, unme kai mahine bhi lag sakte hain. Kanoon ke hisaab se department ke paas return process karne ke liye us financial year ke khatam hone se 9 mahine tak ka samay hota hai jisme return file hua.

Refund status kaise check karein

Tarika 1 – Income Tax Portal: incometax.gov.in → Login → “e-File” → “Income Tax Returns” → “View Filed Returns”. Return ke saamne uska current status dikhega.

Tarika 2 – Protean (pehle NSDL) website: tin.tin.proteantech.in par “Refund Status” section mein PAN aur Assessment Year daalkar bhi status dekh sakte hain.

Status ka matlab kya hai

• Submitted and pending for e-verification – return upload hua hai, par abhi verify nahi hua.
• Successfully e-verified – verification ho gaya, processing baaki hai.
• Processed – return process ho gaya, intimation aa gaya hoga.
• Refund issued – refund bhej diya gaya hai.
• Refund failed – bank details ki wajah se paisa nahi pahuncha.
• Defective – return mein kuch kami hai, Section 139(9) ka notice aayega.

Refund nahi aaya to kya karein

1. Bank account pre-validated hai ya nahi, check karein. Refund sirf usi account mein aata hai jo portal par pre-validated ho aur jiska PAN se link sahi ho. “My Profile” → “My Bank Account” mein jaakar dekhein. Nahi hai to account add karke validate karein.
2. Refund failed hua ho to “Refund Reissue” request daalein. Ye option “Services” menu mein milta hai.
3. Intimation check karein. Kabhi-kabhi refund pichhle saal ki kisi baaki demand mein adjust ho jaata hai. Iski jaankari intimation mein hoti hai.
4. Phir bhi samasya ho to portal par grievance daal sakte hain ya e-filing helpline 1800-103-0025 par sampark kar sakte hain.

Ek achhi baat: agar refund aane mein der hoti hai, to kai maamlon mein department us par Section 244A ke tahat byaaj bhi deta hai. Ye byaaj aapki income maana jata hai, isliye agle saal ke ITR mein ise dikhana na bhoolein.

Step 5: Intimation aur Notice Par Nazar Rakhein

Return process hone ke baad aapke registered email par Section 143(1) ka intimation aata hai. Bahut log ise “notice” samajhkar ghabra jaate hain, jabki zyada tar maamlon mein ye sirf ek jaankari hoti hai. Isme teen tarah ke nateeje ho sakte hain:

• No demand, no refund – aapki calculation aur department ki calculation match karti hai.
• Refund – aapko paisa wapas milega.
• Demand – department ke hisaab se aapko aur tax dena hai. Isme calculation dhyan se milayein. Agar demand galat lage to portal par “Response to Outstanding Demand” mein jaakar asahmati darj kar sakte hain.

Aur kaun se notice aa sakte hain

• Section 139(9) – Defective return: return mein koi zaroori jaankari chhoot gayi ya galat form bhara. Notice mein di gayi samay-seema (aam taur par 15 din) ke andar sudhaar karna hota hai, warna return invalid ho sakta hai.
• Section 143(2) – Scrutiny: department aapke return ki detail mein jaanch karna chahta hai. Ismein kisi CA ki madad lena behtar rahega.
• Section 148 / 148A – Reassessment: department ko lagta hai ki koi income tax se bach gayi hai. Ye gambhir maamla hai, isliye turant professional salah lein.

Notice aaye to kya karein

1. Portal par login karke “Pending Actions” → “e-Proceedings” ya “Worklist” dekhein. Asli notice hamesha yahan dikhega.
2. Notice ko dhyan se padhein: kis section ka hai, kya maanga gaya hai, aur jawab dene ki aakhri tareekh kya hai.
3. Zaroori documents taiyaar karke portal par hi jawab submit karein.
4. Samay-seema ke andar jawab dena sabse zaroori hai. Notice ko nazarandaaz karne par penalty aur byaaj lag sakta hai.

Fraud se bachein: refund ya notice ke naam par aane wale kisi bhi SMS/email ke link par click karke apni bank details na bharein. Income Tax Department kabhi email ya SMS par aapka PIN, password ya card ki jaankari nahi maangta. Hamesha seedhe incometax.gov.in par login karke hi jaankari check karein.

ITR Mein Galti Ho Gayi? Revised Return Ka Naya Niyam (2026)

Agar return verify karne ke baad pata chale ki koi income chhoot gayi, deduction galat claim ho gaya, ya bank account galat bhar diya, to revised return (Section 139(5)) bharkar galti sudhaari ja sakti hai.

• Nayi samay-seema: AY 2026-27 ke liye revised return 31 March 2027 tak (ya assessment poora hone se pehle, jo bhi pehle ho) bhara ja sakta hai. Pehle ye seema 31 December thi.
• Nayi fee: Finance Act 2026 ke baad agar revised return 1 January 2027 se 31 March 2027 ke beech bhara, to fee lagegi: income ₹5 lakh tak ho to ₹1,000, aur ₹5 lakh se zyada ho to ₹5,000. 31 December 2026 tak revise karne par ye fee nahi lagti.
• Kaise bharein: ITR bharte samay “Filed u/s” mein “139(5) – Revised Return” chunein aur original return ka acknowledgement number aur date daalein. Revised return ko bhi 30 din ke andar verify karna zaroori hai.

Agar aapne due date tak return bhara hi nahi tha, to belated return (Section 139(4)) ki aakhri tareekh 31 December 2026 hai, late fee ke saath. Iske baad bhi koi income chhoot gayi ho, to updated return (ITR-U) ka vikalp hota hai. Isme additional tax dena padta hai, aur jitni der karenge utna zyada. Isliye galti jaldi pakad kar revised return ke andar hi theek kar lena sabse sasta raasta hai.

Documents Kitne Saal Tak Sambhal Kar Rakhein?

Return file karne ke baad bhi department kuch saal tak purane maamle khol sakta hai. Budget 2024 ke baad niyam ye hai ki aam taur par assessment year khatam hone ke 3 saal tak reassessment notice aa sakta hai. Agar chhupi hui income ₹50 lakh ya usse zyada ho, to ye samay 5 saal tak hai. Isliye surakshit rehne ke liye apne tax documents kam se kam 6–7 saal tak sambhal kar rakhein:

• Har saal ka ITR-V aur Form 16
• Bank statements aur FD/interest certificates
• 80C, 80D wagaira ke investment aur insurance ke proof
• Home loan ka interest certificate aur rent receipts (HRA ke liye)
• Shares, mutual funds ya property bikri ke capital gains statement
• Tax payment challans aur mile hue saare intimation/notice

Sabse aasaan tarika hai ki har financial year ke naam se ek folder banayein (jaise “FY 2025-26 Tax”) aur saari PDF usi mein rakhein. Iska ek backup cloud par bhi rakhein.

Bonus: Agle Saal Ki Taiyari Abhi Se Shuru Karein

ITR ke baad ka samay agle saal ki planning ke liye sabse achha hota hai, kyunki is saal ki saari jaankari abhi aapke saamne hai.

• Tax regime pehle se tay karein: New aur old regime mein se kaunsa aapke liye sasta hai, iska hisaab abhi laga lein, taaki employer ko sahi declaration de sakein.
• Investment April se shuru karein: Old regime mein ho to 80C, 80D jaise nivesh saal bhar thode-thode karein, March ki bhaag-daud se bachein.
• Advance tax ka dhyan rakhein: Freelancer, business wale ya jinhe FD/rent se achhi income hai, unhe quarterly advance tax (15 June, 15 September, 15 December, 15 March) bharna pad sakta hai. Nahi bharne par byaaj lagta hai.
• AIS saal mein ek-do baar dekhte rahein: Taki galat entry samay rehte theek karwa sakein.
• Naye Income-tax Act par nazar rakhein: FY 2026-27 ki income ke liye naya Income-tax Act, 2025 laagu hoga, isliye agle saal forms aur section numbers badle hue milenge.

ITR File Karne Ke Baad Ki Checklist

Aksar Pooche Jaane Wale Sawaal (FAQ)

ITR 30 din ke baad verify kiya to kya hoga?

Return invalid nahi hoga, lekin jis din aap verify karenge wahi filing date maani jayegi. Agar ye due date ke baad hai, to return belated maana jayega aur Section 234F ki late fee (₹1,000 ya ₹5,000) lag sakti hai.

Refund aane mein kitna samay lagta hai?

Simple returns aksar kuch hafton mein process ho jaate hain, lekin koi fixed samay nahi hai. Mismatch ya jaanch wale maamlon mein kai mahine lag sakte hain. Status portal ya Protean website par dekhte rahein.

Refund galat bank account mein chala gaya ya fail ho gaya, ab kya karein?

Portal par sahi bank account add karke pre-validate karein, phir “Services” menu se “Refund Reissue” request daalein.

Kya verify karne ke baad ITR mein badlav ho sakta hai?

Usi return mein nahi, lekin revised return bharkar galti sudhaari ja sakti hai. AY 2026-27 ke liye ye 31 March 2027 tak sambhav hai. 1 January 2027 ke baad bharne par ₹1,000/₹5,000 ki fee lagegi.

143(1) ka intimation aaya hai, kya ye notice hai?

Zyada tar maamlon mein ye sirf processing ka nateeja hota hai. Agar isme “demand” dikh rahi ho, tabhi calculation dhyan se milayein aur zaroorat ho to jawab dein.

Kya har notice ke liye CA zaroori hai?

143(1) intimation ya chhote mismatch ke liye aap khud bhi portal par jawab de sakte hain. Scrutiny (143(2)) ya reassessment (148) jaise notice mein CA ya tax expert ki madad lena behtar hai.

Nishkarsh: ITR File Karna Shuruaat Hai, Ant Nahi

ITR submit karne ke baad ye paanch kaam yaad rakhiye: 30 din ke andar verify karein, ITR-V sambhal kar rakhein, 26AS/AIS se data milayein, refund track karein, aur intimation/notice par nazar rakhein. Galti mile to 31 December 2026 tak bina fee ke revised return bhar dein. In chhote-chhote kaamon mein bas kuch minute lagte hain, lekin ye aapko refund atakne, late fee aur notice ki pareshani se bacha sakte hain.

Agar aapne abhi tak return bhara hi nahi hai, to hamari ITR Kaise Bharen 2026 – Step-by-Step Guide padhein. Kaunsa form aapke liye sahi hai, ye jaanne ke liye ITR-1 vs ITR-2 vs ITR-4 dekhein. Aur return na bharne ke nuksaan ITR Nahi Bhara Toh Kya Hoga? mein samjhaye gaye hain.

Disclaimer: Ye article sirf jaankari ke liye hai aur AY 2026-27 ke niyamon par aadharit hai. Tax niyam badalte rehte hain aur har vyakti ki sthiti alag hoti hai. Koi bhi faisla lene se pehle incometax.gov.in par latest jaankari dekhein ya apne CA/tax advisor se salah lein.